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21309 Caribbean Lane

Panama City Beach, FL 32413
  • $625,000
  • STATUS: Active
  • ON SITE: 39 Days
  • MLS #: 786049
UPDATED: 40 min ago
$625,000
  • 3
    BEDS
  • 0.12
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,295
    SQFT
  • $483
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1988
County:
Bay

School Information

Elementary School:
Middle School:
High School:

Description

Completely renovated in 2023 and designed with today's buyer in mind, this turnkey 3 bedroom, 2 bath beach cottage offers the ideal blend of style, comfort, and income potential in the heart of Panama City Beach. With 1,295 square feet of thoughtfully updated living space, this property is already operating as a successful short-term rental and is perfectly suited as an investment property, second home, or full-time coastal retreat. Step inside to a bright, open-concept floor plan featuring vaulted ceilings with exposed wood beams, recessed lighting, and luxury plank flooring throughout. The living area flows seamlessly into the dining space and kitchen, creating an inviting atmosphere for gathering and entertaining. The beautifully updated kitchen offers crisp white cabinetry, quartz countertops, open shelving, modern hardware, stainless appliances, and a large island overlooking the main living space. The primary suite is a peaceful retreat with abundant natural light and a spa-inspired en suite bath featuring dual vanities, sleek fixtures, and a stunning tiled walk-in shower. Two additional guest bedrooms and a fully updated second bath provide comfortable accommodations for family and guests, maximizing rental flexibility. Outdoor living is where this home truly shines. A screened-in patio extends the living space and offers the perfect spot for morning coffee or evening cocktails. The fully fenced backyard is private and spacious, complete with a fire pit gathering area and ambient string lighting that creates an inviting coastal setting for guests. An irrigation system on well water helps maintain the lush lawn while keeping utility costs down. The exterior showcases charming coastal cottage appeal with warm wood siding and thoughtful architectural details that set it apart. The manageable lot size makes ownership easy while still offering ample outdoor enjoyment. Located just minutes from the white sandy beaches and only about 10 minutes to Rosemary Beach, this property offers exceptional short-term rental appeal in a highly desirable area near dining, shopping, and entertainment. With recent renovations, modern finishes, and an established rental presence, this is a true turnkey opportunity. Golf cart included. Whether you are looking to expand your investment portfolio or secure your own beach getaway that can generate income when not in use, 21309 Caribbean Lane delivers both lifestyle and strong income potential in one beautifully updated package.

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© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Scenic Sotheby's International Realty. Data last updated: 2026-04-10T08:04:01.477.
www.scenicsir.com/homes/173541144
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21309 Caribbean Lane Panama City Beach, FL 32413

  • Price: $625,000
  • Status: Active
  • On Site: 39 Days
  • Updated: 40 min ago
  • MLS #: 786049
3
Beds
2
Baths
0
½ Baths
0.12
Acres
1,295
SQFT
$483
$/SQFT
1988
Built
Neighborhood:
Riviera Beach
County:
Bay
Area:
Bay County-Beach
Elementary School:
West Bay
Middle School:
Surfside
High School:
Arnold
Property Description
Completely renovated in 2023 and designed with today's buyer in mind, this turnkey 3 bedroom, 2 bath beach cottage offers the ideal blend of style, comfort, and income potential in the heart of Panama City Beach. With 1,295 square feet of thoughtfully updated living space, this property is already operating as a successful short-term rental and is perfectly suited as an investment property, second home, or full-time coastal retreat. Step inside to a bright, open-concept floor plan featuring vaulted ceilings with exposed wood beams, recessed lighting, and luxury plank flooring throughout. The living area flows seamlessly into the dining space and kitchen, creating an inviting atmosphere for gathering and entertaining. The beautifully updated kitchen offers crisp white cabinetry, quartz countertops, open shelving, modern hardware, stainless appliances, and a large island overlooking the main living space. The primary suite is a peaceful retreat with abundant natural light and a spa-inspired en suite bath featuring dual vanities, sleek fixtures, and a stunning tiled walk-in shower. Two additional guest bedrooms and a fully updated second bath provide comfortable accommodations for family and guests, maximizing rental flexibility. Outdoor living is where this home truly shines. A screened-in patio extends the living space and offers the perfect spot for morning coffee or evening cocktails. The fully fenced backyard is private and spacious, complete with a fire pit gathering area and ambient string lighting that creates an inviting coastal setting for guests. An irrigation system on well water helps maintain the lush lawn while keeping utility costs down. The exterior showcases charming coastal cottage appeal with warm wood siding and thoughtful architectural details that set it apart. The manageable lot size makes ownership easy while still offering ample outdoor enjoyment. Located just minutes from the white sandy beaches and only about 10 minutes to Rosemary Beach, this property offers exceptional short-term rental appeal in a highly desirable area near dining, shopping, and entertainment. With recent renovations, modern finishes, and an established rental presence, this is a true turnkey opportunity. Golf cart included. Whether you are looking to expand your investment portfolio or secure your own beach getaway that can generate income when not in use, 21309 Caribbean Lane delivers both lifestyle and strong income potential in one beautifully updated package.
Exterior Features

Architectural Style Coastal Attached Garage YN No Construction Materials Cedar Shake Siding Exterior Features Patio Fire Pit Fencing Fenced Garage YN No Lot Features Sprinkler System Paved Other Structures Shed(s) Patio And Porch Features Enclosed Patio Road Frontage Type City Street

Interior Features

Appliances Washer / Dryer Stacked Electric Oven Electric Range Tankless Water Heater Cooling Central Air Ceiling Fan(s) Cooling YN Yes Flooring Luxury Vinyl Plank Heating Central Electric Heating YN Yes Laundry Features Stacked Rooms Living Room (First Level) Bedroom (First Level) Bedroom (First Level) Primary Bedroom (First Level) Units Furnished All Units

Property Features

Association YN No Community Features Short Term Rental Allowed Listing Service Full Service Lot Size Dimensions 50x110 New Construction YN No Occupant Type Tenant Property Sub Type Single Family Residence Property Sub Type Additional Single Family Residence Special Listing Conditions Listed As- Is Tax Annual Amount 4753 Tax Year 2025 Utilities Electricity Available High Speed Internet Available Waterfront YN No

Central Panhandle Association of REALTORS (Panama City MLS) logo Listing provided courtesy of EXP Realty LLC: 888-883-8509. Listing information © 2026 Central Panhandle Association of Realtors MLS.


© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Scenic Sotheby's International Realty. Data last updated: 2026-04-10T08:04:01.477.
 
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