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4113 Cobalt Circle , P072

Panama City Beach, FL 32408
  • $624,000
  • STATUS: Active
  • ON SITE: 35 Days
  • MLS #: 791328
UPDATED: 173 min ago
$624,000
  • 3
    BEDS
  • N/A
    ACRES
  • 2
    BATHS
  • 1
    1/2 BATHS
  • 1,608
    SQFT
  • $388
    $/SQFT
Neighborhood:
Type:
Condo
Built:
2007
County:
Bay

School Information

Elementary School:
Middle School:
High School:

Description

Welcome to Waterhaven, one of Panama City Beach's most sought-after gated waterfront communities on beautiful St. Andrews Bay. This exclusive non-rental community offers a peaceful coastal lifestyle with resort-style amenities, breathtaking bay views, and convenient access to beaches, boating, dining, and entertainment. This spacious 3-bedroom, 2.5-bath waterfront residence offers approximately 1,608 square feet of thoughtfully designed living space with stunning bay views and an open-concept layout. While located on the first floor, the bay-side elevation provides the feel and vantage point of a second-floor unit, enhancing natural light and delivering elevated water views. Rich hardwood floors, tall ceilings and elegant molding details add warmth and timeless sophistication throughout. This exceptional condo combines privacy, luxury, and convenience. The beautifully updated kitchen blends elegance and functionality, featuring a Viking gas range, Sub-Zero refrigerator, quartz countertops, designer tile backsplash, under-cabinet lighting, deep Kraus undermount stainless steel sink & faucet, and recently updated dishwasher, microwave, and garbage disposal. The spacious living and dining areas flow seamlessly to a large covered balcony, the perfect place to enjoy breathtaking sunrises over St. Andrews Bay. The primary suite offers tranquil water views through elegant French doors and features a beautifully updated spa-inspired bath with new countertops, vessel sinks & faucets, modern faucets, updated lighting, and a soaking tub designed for ultimate relaxation. Two additional bedrooms provide space for guests, family, or a home office and share a convenient Jack-and-Jill bath. Both bedrooms feature private access to the community-side porches, creating an inviting extension of outdoor living and coastal atmosphere. Residents enjoy exceptional resort-style amenities, including a bayfront pool, a beautifully appointed clubhouse with a fitness center, theater, and meeting room, as well as one of the largest private piers in Bay County. It the perfect spot for fishing, boating, and taking in the breathtaking views of St. Andrews Bay. Conveniently located near marinas, beaches, dining, shopping, golf courses and St. Andrews State Park, this remarkable waterfront residence offers the coastal lifestyle you've been dreaming of.

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© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Scenic Sotheby's International Realty. Data last updated: 2026-07-20T00:03:59.293.
www.scenicsir.com/homes/177708670
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4113 Cobalt Circle , P072 Panama City Beach, FL 32408

  • Price: $624,000
  • Status: Active
  • On Site: 35 Days
  • Updated: 173 min ago
  • MLS #: 791328
3
Beds
2
Baths
1
½ Baths
N/A
Acres
1,608
SQFT
$388
$/SQFT
2007
Built
Neighborhood:
Waterhaven
County:
Bay
Area:
Bay County-Beach
Elementary School:
Patronis
Middle School:
Surfside
High School:
Arnold
Property Description
Welcome to Waterhaven, one of Panama City Beach's most sought-after gated waterfront communities on beautiful St. Andrews Bay. This exclusive non-rental community offers a peaceful coastal lifestyle with resort-style amenities, breathtaking bay views, and convenient access to beaches, boating, dining, and entertainment. This spacious 3-bedroom, 2.5-bath waterfront residence offers approximately 1,608 square feet of thoughtfully designed living space with stunning bay views and an open-concept layout. While located on the first floor, the bay-side elevation provides the feel and vantage point of a second-floor unit, enhancing natural light and delivering elevated water views. Rich hardwood floors, tall ceilings and elegant molding details add warmth and timeless sophistication throughout. This exceptional condo combines privacy, luxury, and convenience. The beautifully updated kitchen blends elegance and functionality, featuring a Viking gas range, Sub-Zero refrigerator, quartz countertops, designer tile backsplash, under-cabinet lighting, deep Kraus undermount stainless steel sink & faucet, and recently updated dishwasher, microwave, and garbage disposal. The spacious living and dining areas flow seamlessly to a large covered balcony, the perfect place to enjoy breathtaking sunrises over St. Andrews Bay. The primary suite offers tranquil water views through elegant French doors and features a beautifully updated spa-inspired bath with new countertops, vessel sinks & faucets, modern faucets, updated lighting, and a soaking tub designed for ultimate relaxation. Two additional bedrooms provide space for guests, family, or a home office and share a convenient Jack-and-Jill bath. Both bedrooms feature private access to the community-side porches, creating an inviting extension of outdoor living and coastal atmosphere. Residents enjoy exceptional resort-style amenities, including a bayfront pool, a beautifully appointed clubhouse with a fitness center, theater, and meeting room, as well as one of the largest private piers in Bay County. It the perfect spot for fishing, boating, and taking in the breathtaking views of St. Andrews Bay. Conveniently located near marinas, beaches, dining, shopping, golf courses and St. Andrews State Park, this remarkable waterfront residence offers the coastal lifestyle you've been dreaming of.
Exterior Features

Architectural Style Low Rise Attached Garage YN No Exterior Features Covered Patio Garage YN No Levels Three Or More Other Structures Other Patio And Porch Features Balcony Deck Covered Porch Pool Features Gunite Gas Heat In Ground Community Stories 3 View Bay Water View YN Yes

Interior Features

Appliances Electric Water Heater Gas Oven Gas Range Building Features Dumpster Entry Level 1 Heating Central Electric Heating YN Yes Interior Features Balcony Double Vanity Main Level Primary Soaking Tub Separate Shower Walk- In Closet(s) Home Theater Parking Features Gated Rooms Bedroom (First Level) Bedroom (First Level) Primary Bedroom (First Level) Units Furnished None

Property Features

Association Amenities Beach Rights Gated Boat Slip Association YN Yes Community Features Barbecue Beach Boat Facilities Business Center Clubhouse Conference / Meeting Room Elevator Fitness Center Fishing Media Room Pool Storage Facilities Waterfront Community Pool Gated Listing Service Full Service Lot Size Dimensions 0x0 New Construction YN No Occupant Type Vacant Property Sub Type Condominium Property Sub Type Additional Condominium Security Features Fire Sprinkler System Gated Community Fire Alarm Security Gate Smoke Detector(s) Sewer Public Sewer Special Listing Conditions Listed As- Is Tax Annual Amount 3547 Tax Year 2025 Utilities Electricity Available Waterfront Features Bayfront Seawall Waterfront YN Yes

Central Panhandle Association of REALTORS (Panama City MLS) logo Listing provided courtesy of Anchor Realty Florida: 850-899-7999. Listing information © 2026 Central Panhandle Association of Realtors MLS.


© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Scenic Sotheby's International Realty. Data last updated: 2026-07-20T00:03:59.293.
 
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